Many people assume legal planning is only necessary later in life or after major milestones. In reality, every adult—regardless of age, income, or family situation—should have a few core legal documents in place. These documents help protect your wishes, your finances, and the people you care about when life takes an unexpected turn.
Here are five legal documents every adult should consider having.
1. A Will
A will outlines how your property should be distributed after your death and allows you to name an executor to carry out those wishes. If you have minor children, a will is also where you can name a guardian. Without a will, Vermont law determines who inherits your assets, which may not reflect your intentions.
2. Durable Power of Attorney
A durable power of attorney allows you to appoint someone you trust to manage financial and legal matters if you become unable to do so yourself. This can include paying bills, managing property, or handling business affairs. Without this document, loved ones may need to seek court approval to act on your behalf.
3. Health Care Power of Attorney
This document names a person to make medical decisions for you if you are unable to communicate your wishes. It ensures someone you trust (not a court) has the authority to work with doctors and make important health care decisions during a medical crisis.
4. Advance Directive (Living Will)
An advance directive allows you to express your preferences for medical treatment, including end-of-life care. It provides guidance to your health care agent and medical providers and helps reduce uncertainty and stress for family members during difficult moments.
5. Beneficiary Designations
While not a standalone document in the traditional sense, beneficiary designations on retirement accounts, life insurance policies, and certain financial accounts are critical. These designations often override a will, so keeping them up to date is essential to ensure assets go where you intend.
Having these documents in place is not about planning for the worst, it’s about making thoughtful decisions while you can and sparing your loved ones unnecessary confusion or conflict later.
Call Deppman Law PLC
If you’re unsure which documents you need or whether your existing plans still reflect your wishes, Deppman Law PLC can help. Our team works with individuals and families to create clear, practical legal plans tailored to their lives. Contact Deppman Law PLC to schedule a consultation and take the next step toward protecting what matters most.

